GET THE EASIEST PATH TO WINNING WITH YOUR MONEY... FINALLY!
Join the Fierce Budgeters Community with more than 100+ lessons, training, printables, and more + new weekly lessons for the ongoing support you need to make real changes in your money like that will STICK.
IT'S TIME TO TAKE YOUR MONEY LIFE INTO YOUR HANDS.
You're fed up with worrying about finances and not having enough money left over at the end of the month.
You've been wanting to take back control of your expenses & spending, and finally pay off debt.
But after trying every idea you can think of to create a budget that works, you're starting to wonder... if it will ever happen for you.
sick of blowing the budget on day 2 of the month and saying "I'll do it again next month" over and over again
fed up with the money fights from overspending that you feel powerless to control.
exhausted from being kept up all night with the stress about money... the car, the student loans, the food, the kids' clothes, the bills, the mortgage, and don't forget Christmas, birthdays, and the dentist you don't have the money for.
OK, I'll say it... ANNOYED! Look, you've made it this far in life and you're doing so well in so many other areas... but money?!! Why is this so hard!?!
I get it because I've been there – and the good news for you?
I've been where you are & figured out how to make money work for me. And I want to help you do it, too!
Because here's the truth about money...
You DESERVE the money.
You DESERVE to have the easy life you want.
You DESERVE to be able to pay your bills and never have them keep you up at night.
You DESERVE to have money for vacations and birthdays and spontaneous trips to Chipotle.
You DESERVE to be on the same page as your partner with money.
You DESERVE to have an easy relationship with money where it works for YOU.
I’m going to share how The Fierce Budgeters Community will give you the tools and step-by-step guide to help you make REAL progress with your finances... for GOOD.
Before you join the Fierce Budgeters Community, here are a few things you need to know before we get started...
You work hard and have many big, beautiful dreams for your future. You want to be able to afford groceries without debt or worry about the price of an ingredient, you want to go on trips with friends without fear of them costing too much, and retire one day without worrying about money or working yourself into the ground. Even though you're doing everything you can to make a decent income, somehow at the end of every month there still isn't enough.
Whether you have...
never ever made a budget or are too terrified of checking your account balance to even look at it...
tried everything to make your budget last until you get your next paycheck...
finally decided to pay off your debt, but don't know how to actually gain momentum on your journey
been the one who hasn't been able to sleep because of constantly worrying about bills, debts, groceries, money, responsibilities, burnout, and everything in between (while your partner just goes through life without a care in the world...
You are in the right place! I will share how The Fierce Budgeters Community can help you make REAL progress with your finances in a step-by-step, easy-to-do manner that will give you the lasting change that you've wanted!
By the time you leave the community – no matter how long you choose to stay – you will have:
Crystal clear financial goals that motivate you forward when times get tough.
Created budgets that are all unique to the needs of your family. Though they might not be perfect, at least you know what it takes for a budget to work for you.
Developed a debt pay-off plan and set a goal date for when debts will be paid off.
Easy-to-manage systems in place to help you track your spending and to help you know what to do when you occasionally overspend.
Learned how to keep your budget on track and put habits in place to help you make more progress than ever when it comes to your budget and your new life.
An all-around healthier relationship with your money, budget, spending, debt, bank account, and more that will dramatically change your family and your future.
But above all else...
The Fierce Budgeters Community will give you the confidence to create a plan for every penny that works for your family and makes your dreams into goals with plans to make them a reality.
Even though you've been through some *ish*, you're still standing!
& It's YOUR TIME to fix your money life... for good!
You've done all of the right things, but life just threw us ALL a big curveball.
You're smart and determined, but you can't do this alone.
You know that you could do anything with your money... if you JUST had some help getting started!
Access to 20+ courses to help you in so many ways with your money
Self-paced growth to take you on the path of success!
Money Mindset 101 Mini-Course
Marriage & Money 101 Mini-course
Quick Win! Auto-pilot saving
Check out your account
Editable budget spreadsheet
How to use the spreadsheet on the computer (7:58)
Savings apps for Canadians
Spending Freeze: What I'm Saving By Saving “NO”
VIDEO: This week's tip: BE CAREFUL! Don't bite off more than you can chew... (8:52)
Build an emergency fund before an accident happens!
VIDEO: Are you emergency ready?! Why you need to save before attacking your debt! (6:08)
Saving for big wants AND when people don't get your journey...
Starting your debt snowball!
Debt Snowball Printable
Debt Avalanche Method
The 3 Rules to Paying Off Debt Fast – Interview with Jen Smith of Modern Frugality
Pause... Let's Find Your WHY
Finding Your WHY Printable (don't skip this one)
Calling to lower your bills
Having a Family Meeting
Apps you need to save more (1:06)
SPENDING FREEZE 101 Course
Goal setting – 5 Steps to Set a Goal You'll Actually Accomplish
End of the Month Check-Up – How'd you do?
Cash Envelopes – How to REALLY use them
Cash Envelopes Printables
Planning for the Holidays (start now)
Holiday Prep List (PRINTABLE)
Christmas // Holiday Savings & Spending Tracker
Start planning for Christmas shopping ASAP
Make a plan for savings
LEGIT Ways to Bring in Extra Money
Beware of scams – They're everywhere right now! (True story about how I almost got scammed)
Easy, Legit, and Fun Ways to Make $1000 a Month From Home
Amazon Money Saving Hacks
VIDEO – Allison shares her tips on how to get out of 6-figure debt on 2 teachers' salaries (25:28)
Controlling Impulse Spending 101 Course
PRINTABLE – End of the Month Check-In
Finding the Best Deals for Amazon
Budget Makeover Application
Budgeting by Paycheck (PRINTABLES)
VIDEO: Budget Makeover #1 – Jess
Planning Out The New Year – New Year, New Goals
What Do You Do When You Get Behind on Bills
PRINTABLE – End-of-the-Month Check-In
GOALS – Yes, we're going there!
Setting Goals that MOTIVATE you!
Make your goals measurable.
VIDEO – Paying off debt & saving, budgeting on an irregular income, & marriage and money (24:32)
Goals intro video
Spending Freeze Week!
What to Do When You Get Behind on Bills (& How to Lower Them)
Budget Makeover – Rachel (2 people, 2 incomes)
How to Talk to Your Husband About Money
50 date night questions to ask when you have an in-home date night or just want to connect again
[PRINTABLE] Family Weekly Plan
What do you do when you mess up and overspend (& how to avoid it next time!)
What to do immediately when there's a financial panic (SCRIPT for getting bills lowered)
VIDEO: How to get your bills lowered due to the coronavirus (8:48)
Budget Recipes Collection
DIY Starbucks Iced Coffee
Easy Dinners from 1 Rotisserie Chicken
What you need to make DIY coffee recipes and lattes at home
How to Get On The Same Page As Your Spouse With Money
VIDEO: How to Get On The Same Page With Weekly Budget Meetings (14:03)
Weekly Money Meeting Printable
Meal Planning 101 Printables
Easy Meal Plans Hacks and How to Make Your Own Meal Plan for FREE
Pantry Cooking – How to Survive with What You Already Have At Home
Meal Plan & Pantry Tracker Worksheet
Cleaning with Baking Soda
In-Home Date Night Ideas
Easy Ways to Start Living Frugally
Just in case we haven't met... I'm Caroline.
I'm a lover of all the coffee, a terrible cook, a kitten cuddler, and the anti-PTA mom of 4 kiddos... also a total frugalista married to a spender.
My husband and I got married and had our oldest right after our first year of college. We had the choice to make – Do I go to work and just use my paycheck to pay for daycare... or do we find a way to make it work on $10.50 an hour?
We chose to live off of one income and to make it work. But that was a lot harder than we thought.
In fact, we had no idea how to manage money as a couple and found that all of our expenses were draining our account. We didn't know where our money was going, we didn't communicate about it at all, and we were barely making it paycheck to paycheck.
We knew that something had to change. And within a year of living on $17,000 take-home pay while focusing on sticking to the budget, saying "no" to things that didn't matter, and saying "yes" to saving, we were able to put a downpayment on our first home.
*Cliche alert* If we can do it, anyone can do it, too.
We're not special. We didn't have a rich family bailing us out. There were no shortcuts to going from almost having the lights shut off to saving up for a home purchase.
I'm here to teach you how to stick to your budget so that you, too, can reach your financial goals (whatever they may be).
Want to buy a house? Good stuff!
Want to pay off debt? Great!
Want to travel the world? Awesome!
Want to spend $1,000 each month on takeout guilt-free? GREAT!
Want to walk into Whole Foods and just slap your card down knowing that you can afford whatever you have in the cart? Cool!
Whatever your goal, I'm here to help you learn how to get there.
"I love the actionable steps in the Fierce Budgeters Community. Having just one challenge for the week makes it totally doable and fun. I love learning new tips to save money, and having a group keeps me accountable and eager to do better! Thanks so much for creating this, Caroline!"
"This whole community is an eye opener to getting your money in control. had no idea about where and how my money was being spent til now."
"Not sure how many times I said 'I have no money to save' in my life. I joined hoping to maybe save $100 in the first year, and after just doing the weekly work, I saved more than $400 in the first 3 months. I've never bee able to save $50 without spending it before. Best money I've ever spent!"
So is this for ME?
I’ll be honest… this is NOT for everyone.
🚫 If you don’t want to change your money life, then this isn’t for you.
🚫 If you don’t care about living paycheck-to-paycheck, then this isn’t for you.
🚫 If you’ve already got this whole budgeting and saving thing figured out, then this isn’t for you.
But this IS for you if…
👍 You’re ready to get serious with your money.
👍 You don’t know how to start managing your money.
👍 You've tried over and over to get control of your budget and it never sticks.
👍 You don’t know how to start saving on a tight budget.
👍 You want to make the best of life with the income you have – no matter how high or low it is.
👍 You want to stop worrying if you're going to be able to pay for groceries.
👍 You’re sick of the constant stress, worry & pain that come from your money situation.
👍 You are ready to FINALLY change your money AND your life for good
NOPE. No matter what your income is, this is for you.
It's not built around how much you make, but on how and where you spend. So you won't be finding ridiculous blanket statements like "you need to just stop buying Gucci bags" here.
It doesn't matter how much or how little you make... it all comes down to how you choose to spend and save. So no matter what your income is, all that really matters is that you join ready to make a change.
I don't have a ton of free time. Is this still for me?
Got around an hour a week? Then you have enough time for this.
The whole idea of a membership group isn't to just throw all the ideas at you at once... it's to give you weekly tasks to work on throughout the week. It's to give you bite-sized homework assignments that you can ACTUALLY do.
I've taken SO many courses that never get finished because it's just too much all at once.
Enter: Fierce Budgeters Community.
If working on your money has always felt overwhelming and just too much to handle, that's why you need ONE task – just ONE – to work on, to master, and then you can move to the next one.
Bottom line here – if you have one hour each week to spare, you can make the most of this and see it working in your life.
What's the catch? What will I have to do?
All you have to do is to do the lessons that apply to you. Really that's it.
This is designed to be the step-by-step, easiest way to work on your money out there.
That means that all you have to do is do the weekly assignments and watch your money change.
How much is it?
JUST for you – my most loyal, ultra-, uber-, super-dooper-awesome people – this week ONLY, it's $17 a month.
Yup. For less than 1 trip to Panera for lunch, or 1 takeout dinner, or 1 impulse buy from Amazon, you're going to change your life.
BIG promise, right? I mean it!
I can't change your life with a one-page printable that I send you each month. It just won't work no matter how awesome the printable is.
Here's the deal: you're investing in your journey to a better life. You're saying that "YES! I KNOW I can afford what I want and need, AND stay in this incredible membership to help me save more!"
But I want it to be EASY to afford for you. Never putting a strain on your budget (duh ;) ).
So JUST for you, my awesome friend, you get $17 FOREVER.
As long as your account is in good standing (i.e. you don't cancel or don't forget to pay), you get to keep that price.
But it's just for this week. And the next time... the price is going up.
So lock in your price of $17 and start making your money work for you.
And – this is brand new! – you can get 6 months for the price of 5, or 12 months & get 2 months free!
Personally, I love me a good deal!
But I also know that this isn't some random subscription box that adds more stuff to your house.
This is a true investment in saying "YES. I'm going to take time to make my money a priority. No more excuses, THIS is my time!"
HAPPINESS GUARANTEE: If you don't like it, you can cancel at any time. No problem! You'll still have all the love and good wishes from me every day on your money journey! You will have access to the course platform and all relevant materials until the end of your subscription comes. Once that ends and you've decided not to continue, you will lose access. to the course platform and the exclusive group as well. We ask that you cancel more than 48 hours in advance of your next bill.
REFUNDS & MONEY BACK: Because of the nature of a membership, there are NO refunds or returns. You can stay in the group until the end of your subscription and use the materials.
DISCLAIMER: 100% of students who said that they completed lessons and took the actions from them saw the result of saving more than $100+ in their first month. Others who had not taken steps or opened lessons were disqualified from the results numbers. Only participants in the materials were included to keep the number accurate based on the teachings. Results are common but not guaranteed. I wish beyond words that I could make promises, but I can't because all of the work, comes back to you. I want to help you make anything possible with your money, but you need to do the work at home too.
All material in this group is exclusive and is not to be copied, reused, repurposed, or sold by anyone else. It's licensed under CV Media, LLC. for its exclusive distribution. Sharing logins with others is right out as well, and will result in removal and banning from the group immediately without refund.
I am not a certified financial planner or accountant or lawyer. I am just a mom & finance blogger who is excited to help you get your money life RIGHT. I will not give financial or investment advice, but I can share my own personal strategies and what has worked for me personally. I have a personal unofficial certification from the School of Hard Knocks in frugality, budgeting, saving money, and getting a non-compliant-spender husband on board with money management.
If you've made it this far, KUDOS! Why haven't you signed up yet? Because seriously, you're exactly who I want to help most: the ultra-informed buyer who wants to make the BEST financial decisions for herself and her family. No really, get in the group and start DOING!